Here at the Law Offices of Eugene Gitman, L.L.C., we help clients every day that have been injured in an accident and are seeking to be fully compensated for their damages. If you have ever been involved in a car accident, you know firsthand the level of stress that comes with dealing with the aftermath. You may be worried about paying for medical bills, lost wages, and other expenses, so understanding your policy and the extent of your coverage is crucial to getting the compensation you rightfully deserve.
Pennsylvania offers two types of tort coverage that you can choose from when purchasing car insurance. Full Tort vs Limited Tort: What’s The Difference? Full tort coverage grants you the ability to legally pursue the responsible driver for all the harm or limitations you endure, encompassing both physical injuries and emotional distress.
Limited tort coverage only allows you to sue the at-fault driver for certain severe injuries, such as the loss of a limb, enduring disfigurement, or sustaining an injury that hinders your ability to work for the entirety of your life. While other exceptions may apply that would allow you to recover despite selecting the “limited tort” option, our personal injury attorney Eugene Gitman can provide you with a clear understanding of your rights, regardless of your tort election.
Limited tort offers a smaller discount on your monthly premium, which at first may seem like a great deal; however, if you are injured in a car accident and are dealing with pain and suffering, you may start to see the bills quickly begin to add up. Saving a few dollars a month may not outweigh the potential to get fully compensated in the case of a Car Accident.
Selecting the “full-tort” option will give you the confidence to drive your vehicle and know that you will be covered for your injuries, regardless of their severity or whether any of the limited tort exceptions apply to your specific case. Selecting the “full-tort” option will give you great peace of mind.
What Is Gained With Full Tort?
Selecting the full tort option allows you to obtain recovery for pain and suffering in addition to your economic damages, such as medical bills and lost wages, in the event that you are injured in an accident without any limitations on your right to recover.
What exactly does pain and suffering mean? Within the context of full tort coverage, pain and suffering refers to the non-economic damages that a person may be left to cope with after an accident. This can include physical pain, psychological anguish, and a diminished ability to enjoy one’s life. Calculating non-economic damages can be difficult, especially without the right tools. Our experienced staff can evaluate your case and determine an optimal value of compensation for your injuries.
How We Can Help
At the Law Offices of Eugene Gitman, we encourage drivers to maintain their auto insurance with Full Tort. We aim to make sure that our clients receive the rightful compensation they deserve following an accident. Our Personal Injury Lawyer Eugene Gitman is here to help guide you through the legal process and aid you in the recovery process. If you or a loved one have been involved in an accident and would like to get the proper help, contact our Bucks County law firm at 215-660-4411 to schedule your free consultation.